This summary provides a brief overview of the employee benefits provided to full-time employees working a minimum of 30 hours per week at Arisa Health. We have worked hard to make our benefits package comprehensive, and we value these benefits that are employer-sponsored to be around 20-22% of your total compensation.
New employees are eligible for benefits after a 60-day waiting period. You can include your eligible dependents: your spouse and children up to age 26.
Refer to the Benefit Summary for additional details on eligibility, benefit coverage details, and plan limits.
BENEFIT
COVERAGE OPTIONS
MEDICAL
• ABCBS Standard HDHP Plan – Plan pays 80% for most covered services after deductible of
$4,000 per individual/$8,000 family limit (offset by HSA funds)*
• ABCBS Enhanced PPO Plan – Plan pays 80% for most covered services after deductible of
$3,000 per individual/$6,000 family limit. This plan also offers PCP copay $30 and SPEC copay $50.*
• ABCBS Premium PPO Plan – Plan pays 80% for most covered services after deductible of
$2,000 per individual/$4,000 family limit. This plan also offers PCP copay $20 and SPEC copay $40.*
*In-network
$4,000 per individual/$8,000 family limit (offset by HSA funds)*
• ABCBS Enhanced PPO Plan – Plan pays 80% for most covered services after deductible of
$3,000 per individual/$6,000 family limit. This plan also offers PCP copay $30 and SPEC copay $50.*
• ABCBS Premium PPO Plan – Plan pays 80% for most covered services after deductible of
$2,000 per individual/$4,000 family limit. This plan also offers PCP copay $20 and SPEC copay $40.*
*In-network
DENTAL
• ABCBS Standard HDHP Plan – Plan pays 80% for most covered services after deductible of
$4,000 per individual/$8,000 family limit (offset by HSA funds)*
• ABCBS Enhanced PPO Plan – Plan pays 80% for most covered services after deductible of
$3,000 per individual/$6,000 family limit. This plan also offers PCP copay $30 and SPEC copay $50.*
• ABCBS Premium PPO Plan – Plan pays 80% for most covered services after deductible of
$2,000 per individual/$4,000 family limit. This plan also offers PCP copay $20 and SPEC copay $40.*
*In-network
$4,000 per individual/$8,000 family limit (offset by HSA funds)*
• ABCBS Enhanced PPO Plan – Plan pays 80% for most covered services after deductible of
$3,000 per individual/$6,000 family limit. This plan also offers PCP copay $30 and SPEC copay $50.*
• ABCBS Premium PPO Plan – Plan pays 80% for most covered services after deductible of
$2,000 per individual/$4,000 family limit. This plan also offers PCP copay $20 and SPEC copay $40.*
*In-network
VISION
• VSP Vision Plan – Includes an annual eye exam ($10 copay then 100%) and lenses every calendar year.
HEALTH SAVINGS ACCOUNT (HSA)
Employees enrolled in the ABCBS Standard HDHP Plan can participate in the WEX Health HSA, based on IRS eligibility rules:
- Individual Coverage – Contribute up to $3,850 per year.
- Family Coverage – Contribute up to $7,750 per year.
- 55+ – You may contribute an additional $1,000 annually.
FLEXIBLE SPENDING ACCOUNTS (FSA)
Enroll in the WEX Health FSA to pay for health and dependent care expenses with tax-free dollars:
•Healthcare FSA – Contribute up to $3,050 per year through pre-tax payroll deductions for eligible medical, dental and vision expenses.
•Healthcare FSA – Contribute up to $3,050 per year through pre-tax payroll deductions for eligible medical, dental and vision expenses.
- Participants in ABCBS Standard HDHP Plan are eligible to contribute to the Limited Purpose Healthcare FSA for dental and vision expenses only.
BASIC LIFE AND AD&D INSURANCE (COMPANY- PAID)
• Prudential Life & AD&D – 1 X base annual earnings up to $150,000.
DISABILITY INSURANCE
• Prudential Short-Term Disability (STD) – Replaces 60% of weekly earnings (maximum of $2,500 per week) up to 11 weeks. This benefit is 100% paid by Arisa Health.
• Prudential Voluntary Long-Term Disability (LTD) – Replaces 60% of monthly earnings (maximum of $7,500 per month) up to Social Security Retirement Age.
• Prudential Voluntary Long-Term Disability (LTD) – Replaces 60% of monthly earnings (maximum of $7,500 per month) up to Social Security Retirement Age.
EMPLOYEE ASSISTANCE PROGRAM (EAP)
The Prudential Life EAP through GuidanceResources provides no-cost, confidential counseling and support for a wide range of personal issues, such as stress and emotional health; substance abuse; parenting and child or elder care; financial coaching; legal consultation; and more.
401(k) RETIREMENT SAVINGS PLAN
Take advantage of saving for retirement through the 401K Retirement Plan through Voya Financial. Participants can defer through pre-tax or Roth contributions (2023 maximum of $22,500 plus catch up of $7,500 if you are over 50) and are eligible for enrollment after 1 year of service and age 18 or older. Safe harbor employer contributions will equal 3% of your compensation with 100% immediate vesting (regardless of whether you make a deferral contribution). An additional employer contribution will equal a $1 for $1 match up to the first 3% of your deferrals. You can also roll prior retirement assets into the plan at any time.
VOLUNTARY BENEFIT PLANS
• Voluntary Life Insurance
• Accident Insurance
• Critical Illness Insurance
• LifeBalance Discounts
• Accident Insurance
• Critical Illness Insurance
• LifeBalance Discounts
PAID TIME OFF
PTO accruals are based on your number of years of service with Arisa Health:
PTO is accrued each pay period and can be banked up to 200 hours.
| Years of Service | Number of Days Annually |
|---|---|
| 0 - 2 | 15 |
| 2+ - 5 | 20 |
| 5+ - 6 | 21 |
| 6+ - 7 | 22 |
| 7+ - 8 | 23 |
| 8+ - 9 | 24 |
| Years of Service | Number of Days Annually |
|---|---|
| 9+ - 10 | 25 |
| 10+ - 11 | 26 |
| 11+ - 12 | 27 |
| 12+ - 13 | 28 |
| 13+ - 14 | 29 |
| 14+ or more | 30 |
HOLIDAYS
Nine (9) holidays per year:
• New Year's Day
• MLK Day
• Memorial Day
• Independence Day
• Labor Day
• Thanksgiving Day
• Day After Thanksgiving
• Christmas Eve Hoiliday
• Christmas Holiday
• New Year's Day
• MLK Day
• Memorial Day
• Independence Day
• Labor Day
• Thanksgiving Day
• Day After Thanksgiving
• Christmas Eve Hoiliday
• Christmas Holiday
This Arisa Health Benefits at a Glance is an overview of benefits effective from 01/01/2023-12/31/2023 and does not provide a complete description of all benefit provisions. For more detailed information, please refer to your plan benefit booklets or summary plan descriptions (SPDs). The plan benefit booklets determine how all benefits are paid.